Check Deposit Information:

What makes up a check?

1. Date
2. Maker – person/business who is writing the check. This appears printed in the upper left corner
3. Payee – person/business to whom the check is written
4. Signature line or lines. This can be one signature or two or more signatures dependent on the type of account.
5. Written amount is the numeric value written in the the box with the dollar sign
6. Legal amount is the amount written in words. This is a legally binding amount and should match the written numeric value.
7. Check number is typically on the upper right corner and appears in the MICR line on the bottom of the check
8. Banking information
9. MICR line. The routing (ABA) number is always 9 digits long, and is always between a line and a colon(|:xxxxxxxxx|:). The MICR line also includes the account number and check number.

How to endorse your check:

If the check is made out John Doe AND Jane Doe – both parties must endorse. If it’s made out to Jane Doe OR John Doe, one of the parties needs to endorse.

For Mobile Deposit:

Your check must be endorsed with the following language or it will be rejected:

“For Mobile Deposit Only at Roundbank” 

This must accompany your signature for a valid deposit. Funds are typically deposited within two business days. You should keep the copy of the check until the funds are in your account.

For In-person Deposit:

You will need one or more signatures to match what is in the Payee line.