PERSONAL

Checking and Savings Accounts

We want to make sure that our products fit how you like to bank. With just a few questions about how you manage your finances, we can recommend or even help you open your new account in minutes!

How You Purchase
How You Track
How You Want to Get Rewarded
Results

How You Purchase

In regards to your checking account, how do you primarily pay for purchases?

Would you use your debit card for most purchases if you knew you’d earn rewards?

How You Track

How do you most frequently check your account balance, make transfers, and see past transactions?

Would you use online and/or mobile banking more frequently if you knew it would help you earn rewards?

How You Want to Get Rewarded

Would you be interested in cash back/interest rewards if it meant you needed to use your debit card and online banking?

If you answered Yes or Maybe, what kind of rewards would you prefer?

Results

Finding the right solution made easy

KASASA CASH BACK

Get paid just for using your debit card. Free Kasasa Cash Back® checking pays 3.00% cash back on your debit card purchases, up to $72 back per year ($6 per month).* You’ll also get cash back in the form of refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM.”

REWARDS:

3.00% cash back on up to $200 in debit card purchases monthly*
Earn up to $72 cash back per year ($6 per month)
Free account with no minimum balance or purchase category restrictions

Apply Now for Kasasa Cash Back®

Kasasa Cash Back Full Account Details & Qualifications

KASASA CASH

ARE YOU EARNING INTEREST ON YOUR CHECKING BALANCE?

Kasasa Cash® is a free checking account that pays you interest in cash every month. With no minimum balance, no monthly fees, and nationwide ATM refunds, we pay you in cash just for utilizing our services!

REWARDS:

1.25% APY* paid on balances up to $10,000 if qualifications are met
0.05% APY* if qualifications are not met
Free account with no minimum balance or monthly fees

Apply Now for Kasasa Cash®

KASASA CASH

ARE YOU EARNING INTEREST ON YOUR CHECKING BALANCE?

REWARDS:

1.25% APY* paid on balances up to $10,000 if qualifications are met
0.05% APY* if qualifications are not met
Free account with no minimum balance or monthly fees

Apply Now for Kasasa Cash®

Kasasa Cash Full Account Details & Qualifications

Roundbank Checking*

An account for everyone seeking simplicity!

No minimum balance required
No monthly service charge
Free MasterCard ATM & debit card available^^
Free Internet Banking
Free eStatements
Free Online Bill Pay

*Customer purchases checks

Minimum opening deposit is only $50. Ask us for details.

^This account is interest bearing. The Daily Balance method is used to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. If a minimum balance is required, fees may reduce earnings. Ask us for details.

^^Debit card issuance restrictions apply. Card Issuance is free, but foreign ATM usage fees apply. Talk to a Minnwest Banker for additional information.

Health Savings Account

A complementary account to a high-deductible health plan
Can be used to pay qualifying medical expenses
$25 minimum balance to open an account
$2.00 monthly service charge if account balance falls below $500
Contributions based on government standards
Free MasterCard ATM & debit card available

This account is interest bearing. The daily balance method is used to calculate the interest on your account. Fees may reduce earnings.

KASASA SAVER

SAVE UP THE EASY WAY WITH THIS AUTOMATIC SOLUTION!

Kasasa Saver® is a free, high-interest account linked to our Kasasa Cash® or Kasasa Cash Back® accounts. Here’s how it works: the cash back/interest and ATM fee refunds earned on your Kasasa checking account are automatically deposited into Kasasa Saver® every month. But that’s not all. Your balance also earns high interest, so you can sit back, relax and watch your savings grow!”
REWARDS:
- Earn 0.61% APY* paid on balances up to $50,000 if qualifications are met
- 0.05% APY* if qualifications are not met
- Free account with no minimum balance or monthly fees

Kasasa Saver Full Account Details & Qualifications

Roundbank Savings Account

For those who carry modest balances, younger savers, and those starting a savings plan

Free Internet Banking
$50 minimum opening deposit
$1.50 monthly service charge if account balance falls below $50 on any day during statement cycle
Multiple interest tiers of $0, $200 and $1,000^

Treasury Rate Investment

Watch your balance grow with this multi-tiered account

Competitive market interest rate
Free Internet Banking
$2,500 minimum balance to open an account
No interest is paid for those days when the balance is below $2,500
Multiple interest tiers of $2,500, $10,000, $25,000, $50,000 and $100,000^
Higher balances earn higher rates

IRA Savings

For those who want retirement savings and to take periodic distributions after age 59 ½
$200 minimum balance to open an account
$1.50 monthly service charge if account balance falls below $200
Multiple interest rate tiers – $0 to $999.99 and $1,000.00 and above^
Transfer or withdraw funds without penalty

Certificates of Deposit (CDs)

Minnwest Bank offers a variety of CD terms to help you save money, from 3 months to 5 years, with competitive interest rates. CD’s provide you with the security of guaranteed principal and interest. You can also give your CD a lift with our 30-month Ratelifter CD. Ask a banker for details.