MORTGAGE

Home Loan Types

When it comes to home loans – Roundbank and our trusted team of mortgage experts make it fast and easy. With a community bank like Roundbank, you get the personalized service AND all the speed and technology of a nationwide lender.

At Roundbank you’ll find:

  • Prompt, friendly service by our experienced bankers
  • Affordable closing costs and down payment options
  • Solutions for almost every home buyer
  • Appointments before and after regular business hours
  • Prompt in-house underwriting and loan approval
  • A community bank where your payment will stay local

Look below to find the mortgage solution you’re looking for.

Home Purchase & Refinance

Whether you’re buying your first home, finally building the home of your dreams, or refinancing to lower your rate to consolidate debt, Roundbank has all the first-mortgage options you need. We offer mortgages with competitive rates and flexible repayment terms. Plus, our mortgages offer local servicing, so you can make your payment at any Roundbank office – or even online. We also offer in-house products for properties or borrowers that do not meet conventional requirements.

Second Homes & Investment Properties

Roundbank offers both second home options and investor loans for non-owner occupied rental properties. The property must be a one-to-four family residential property to qualify. Investor loans do carry points of varying interest rates.

Second Homes & Investment Properties

Roundbank offers both second home options and investor loans for non-owner occupied rental properties. The property must be a one-to-four family residential property to qualify. Investor loans do carry points of varying interest rates.

Lot/Land Loans

Wanting to build a new home and have a lot in mind to purchase to start? Or looking for recreational land to hunt or use? Roundbank has lot/land loan only options specifically for you.

Construction Loans

Consider Roundbank if you’re looking forward to building your dream home. Our streamlined construction-to-mortgage loan process is designed to take you from building to move-in with ease.

Construction Loans

Consider Roundbank if you’re looking forward to building your dream home. Our streamlined construction-to-mortgage loan process is designed to take you from building to move-in with ease.

Home Equity Loans & Home Equity Lines of Credit (HELOC)

Using your home’s equity could be your most flexible financing tool. Use this option to consolidate loans, make home improvements, buy new cars and boats, or whatever else you have in mind.

Government Loan Options: FHA, VA and USDA

Roundbank also provides options for all government loan programs in addition to conventional and in-house products. The wide array of products will ensure you are put into the best product for your particular borrowing needs.

Government Loan Options: FHA, VA and USDA

Roundbank also provides options for all government loan programs in addition to conventional and in-house products. The wide array of products will ensure you are put into the best product for your particular borrowing needs.

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  • You are about to leave Roundbank.com

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