Kasasa Cash Back

ENJOY CASH BACK ON CHECK CARD PURCHASES!

Get paid to go shopping. Free Kasasa Cash Back® checking pays 3.00% cash back on your check card purchases, up to $72 back per year ($6 per month).* You’ll also get cash back in the form of refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Farmington, New Prague, Waldorf, Waseca or elsewhere.


REWARDS:
  • Free checking that pays you back
  • 3.00% cash back on check card purchases*
  • No category restrictions on purchases
  • Cash back earned up to $200 in purchases monthly
  • Earn up to $72 cash back per year, $6 per month
  • Nationwide ATM fee refunds (Up to $20 per monthly qualification cycle**)
  • No minimum balance to earn rewards
  • No monthly fees 
  • Free Internet Banking
  • Free Mobile Banking
  • Free Online Bill Pay
  • Free check card
QUALIFICATIONS: 
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card point-of-sale transactions post and settle per qualification cycle
  • Be enrolled in and agree to receive eStatements
  • Access Internet Banking at least once per qualification cycle
If for some reason you don't qualify one cycle, don't worry--you still get a checking account with no service fees. And you can get the rewards back the very next qualification cycle!

*Kasasa Cash Back Checking is a non-interest earning account. You must deposit $50.00 to open the account. When Kasasa Cash Back checking qualifications are met during a monthly qualification cycle; (1)you will receive 3% cash back on check card purchases up to $200 that post to and settle to the account during the cycle period up to a maximum cash back earned of $6 per monthly qualification cycle; (2) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20.00 ($4.99 per single transaction). ATM receipt must be present for reimbursements of an individual ATM fee of $5.00 or higher. Qualifying transactions must post and settle account during monthly qualification cycle in which you qualified. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM processed transactions or transfers between your accounts with us do not count towards qualifying check card transactions. “Monthly Qualification Cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. When Kasasa Cash Back checking qualifications are not met, no cash back payments are made and ATM fees are not refunded. When Kasasa Cash Back checking qualifications are met, the cash back bonus earned is automatically transferred to your Kasasa Cash Back Saver which is an interest earning account. Kasasa Cash Back Saver Account: APY=Annual Percentage Yield. APY’s accurate as of 5/1/17. Rates may change after account is opened. Balance sup to $50,000 in the Kasasa Cash Back Saver will receive an interest rate of 1.10% with an APY of 1.11%; and balances over $50,000 in the Kasasa Cash Back Saver earn 0.50%; resulting in 1.11% - 0.70% APY depending on the balance. If qualifications are not met on your Kasasa Cash Back Checking, all balances in your Kasasa Cash Back Saver will earn 0.05% APY. Limitations: Monthly direct deposit required. Limit one account per SSN. Fees may reduce earnings. Overdraft and NSF fees will apply to this account. See the Deposit Account Fee Schedule for more information. Overdraft and return item (NSF) fees apply to negative balances created by check, in-person withdrawal, automatic payment, bank-assessed fees,or other electronic means.


Kasasa Cash

FREE CHECKING THAT PAYS HIGH INTEREST

Kasasa Cash is a free checking account that pays you interest in cash every month. There's also no minimum balance to earn rewards, no monthly service charge and you get nationwide ATM fee refunds. But most importantly, you get paid cash. No short-term offers and no hidden fees. After all, it's your money so you should benefit the most from it. Kasasa Cash. Do you Kasasa?

REWARDS:
  • 2.50% APY* paid on balances up to $10,000 if qualifications are met
  • 0.05% APY* if qualifications are not met
  • Nationwide ATM fee refunds (Up to $20 per monthly qualification cycle**)
  • No minimum balance to earn rewards
  • No monthly fees 
  • Free Internet Banking
  • Free Mobile Banking
  • Free Online Bill Pay
  • Free Check card
  • Interest is paid monthly
QUALIFICATIONS: 
To earn the reward rate and ATM fee refunds each monthly qualification cycle, simply do the following
  • Have at least 12 check card point-of-sale transactions post and settle per qualification cycle
  • Receive monthly eStatements
  • Access Internet Banking at least once per qualification cycle
If for some reason you don't qualify one cycle, don't worry--you still get a checking account with no service fees and earn our base rate of interest. And you can get the rewards back the very next qualification cycle!

 *APY=Annual Percentage Yield. APYs accurate as of 5/1/17. Rates may change after account is opened. There is a $50 minimum balance to open account. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive an interest rate of 2.46% with an APY of 2.50%; and (3) balances over $10,000 earn 0.51% interest rate on the portion of the balance over $10,000, resulting in 2.50% - 0.69% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05 % APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and clear account. **“Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned and ATM refunds for Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle (if customer has a Kasasa Saver account). Interest does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are net each monthly qualification cycle: (1) balances up to $50,000 receive an interest rate of 1.10% and an APY of 1.11% in Kasasa Saver (2) balances over $50,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $50,000, resulting in 1.11% -0.70% depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.50% APY. Monthly direct deposit is required to have these accounts. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. ATM processed transactions do not count towards qualifying check card transactions. To qualify for Kasasa Saver customer must have a Kasasa Cash account. Contact Us for more information about the qualification cycle. Limit one account per SSN. Fees may reduce earnings. Kasasa and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.


Roundbank Checking*

An account for everyone seeking simplicity!
*Customer purchases checks
Minimum opening deposit is only $50. Ask us for details.


E-Checking

An electronic only transaction account that offers the ease and security of banking online, without the need for checks - this account goes anywhere your computer goes!


VIP Checking

The account for people who want to earn interest on their checking balance.
  • Competitive tiered interest rates^
  • Only $6.00 monthly charge if minimum balance falls below $500 (waived with Roundbank Mortgage loan automatic payment)
  • Minimum opening deposit is $50.
  • Free MasterCard ATM & check card available^^
  • Free Internet Banking
  • Free eStatements
  • Free Online Bill Pay 
  • Free personalized wallet specialty checks


Wall Street Checking

The premier account for people who maintain higher balances.
  • Free personalized wallet specialty checks
  • Higher interest rates with balances of $2,500 or more^
  • Competitive interest if balance falls below $2,500^
  • Only $8.00 monthly charge if minimum balance falls below $1,000 (waived on accounts with $10,000 combined deposit relationship)
  • Free MasterCard ATM & check card available^^
  • Free Internet Banking
  • Free eStatements
  • Free Online Bill Pay 
^This account is interest bearing. The Daily Balance method is used to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. If a minimum balance is required, fees may reduce earnings. Ask us for details.

^^Check card issuance restrictions apply. Card Issuance is free, but foreign ATM usage fees apply. This account is interest bearing. Talk to a Roundbank Banker for additional information. 

Health Savings Account

  • A complementary account to a high-deductible health plan
  • Can be used to pay qualifying medical expenses
  • $200 minimum balance to open an account
  • $25 set-up charge
  • $2.00 monthly service charge if account balance falls below $1,500
  • Contributions based on government standards
  • Free Visa ATM & Check Card available
This account is interest bearing. The daily balance method is used to calculate the interest on your account. Fees may reduce earnings.