To earn the reward rate and ATM fee refunds each monthly qualification cycle, simply do the following on your Kasasa Cash Back account:

• Have at least 12 check card point-of-sale transactions post and settle per qualification cycle
• Receive monthly eStatements
• Access Internet Banking at least once per qualification cycle

There, Like we said, super easy. But if you don’t qualify, don’t worry. Both Kasasa Cash Back and Kasasa Cash Back Saver are always free and still earn our base rate of interest. Plus, you can get back to earning the reward interest rates and ATM fee refunds the very next qualification cycle!

*Kasasa Cash Back Checking is a non-interest earning account. You must deposit $50.00 to open the account. When Kasasa Cash Back checking qualifications are met during a monthly qualification cycle; (1)you will receive 3{186637f6926536960efe6d55c9b94619ea3da9d8bfe3c29cf7549d14d31d8d6f} cash back on check card purchases up to $200 that post to and settle to the account during the cycle period up to a maximum cash back earned of $6 per monthly qualification cycle; (2) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20.00 ($4.99 per single transaction). ATM receipt must be present for reimbursements of an individual ATM fee of $5.00 or higher. Qualifying transactions must post and settle account during monthly qualification cycle in which you qualified. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM processed transactions or transfers between your accounts with us do not count towards qualifying check card transactions. “Monthly Qualification Cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. When Kasasa Cash Back checking qualifications are not met, no cash back payments are made and ATM fees are not refunded. When Kasasa Cash Back checking qualifications are met, the cash back bonus earned is automatically transferred to your Kasasa Cash Back Saver which is an interest earning account. Kasasa Cash Back Saver Account: APY=Annual Percentage Yield. APY’s accurate as of 2/1/2018. Rates may change after account is opened. Balances up to $50,000 in the Kasasa Cash Back Saver will receive an interest rate of 1.10{186637f6926536960efe6d55c9b94619ea3da9d8bfe3c29cf7549d14d31d8d6f} with an APY of 1.11{186637f6926536960efe6d55c9b94619ea3da9d8bfe3c29cf7549d14d31d8d6f}; and balances over $50,000 in the Kasasa Cash Back Saver earn 0.50{186637f6926536960efe6d55c9b94619ea3da9d8bfe3c29cf7549d14d31d8d6f}; resulting in 1.11{186637f6926536960efe6d55c9b94619ea3da9d8bfe3c29cf7549d14d31d8d6f} – 0.70{186637f6926536960efe6d55c9b94619ea3da9d8bfe3c29cf7549d14d31d8d6f} APY depending on the balance. If qualifications are not met on your Kasasa Cash Back Checking, all balances in your Kasasa Cash Back Saver will earn 0.05{186637f6926536960efe6d55c9b94619ea3da9d8bfe3c29cf7549d14d31d8d6f} APY. Limitations: Monthly direct deposit required. Limit one account per SSN. Fees may reduce earnings. Overdraft and NSF fees will apply to this account. See the Deposit Account Fee Schedule for more information. Overdraft and return item(NSF) fees apply to negative balances created by check, in-person withdrawal,automatic payment, bank-assessed fees, or other electronic means.